Home Loan Programs
California Assistance Programs
“California home loan assistance programs can help first-time buyers reduce the financial impact of purchasing a home by lowering upfront costs, providing flexible mortgage options.”
Dream For All
CalHFA’s Dream For All is a down-payment assistance option designed to help eligible first-time buyers enter homeownership with significantly less cash upfront
First Mortgages
CalHFA offers a range of first-mortgage options—including both government-backed and conventional programs—designed to work in tandem with CalHFA assistance.
My Home
MyHome Assistance Program is a deferred-payment junior loan that can be paired with an eligible CalHFA first mortgage to help reduce the upfront cash needed to purchase a home.
Testimonials
Home Buyers Experience
Super responsive and organized. Ramon kept everything moving—showings, offers, and timelines were always clear
Roy Bennett
San Diego, CA
San Diego, CA
Ramon negotiated hard for us without the drama. He stayed calm, professional, and got the job done.
Kelly Sandoval
Chula Vista, CA
Chula Vista, CA
What I appreciated most was Ramon’s transparency. If something didn’t make sense financially, he said it straight.
Kathleen Peterson
Los Angeles, CA
Los Angeles, CA