Mortgage rates are flirting with the 6% psychological thresholdMultiple major outlets are reporting the average 30-year fixed rate around ~6.06%, the lowest level in ~3+ years, and agents are already seeing buyers “come back.” Opportunity: If you’re pre-approved and ready, you can act before demand heats up further—especially ahead of the spring push.San Diego inventory is still extremely tightThe...
Real Estate
California home buyers are heading into 2026 with a rare “stacking” opportunity: lower mortgage rates (Freddie Mac shows the 30-year fixed at 6.06% as of Jan 15, 2026) plus a growing ecosystem of down-payment/closing-cost assistance that can reduce the cash needed to get into a home. If you’re a first-time or moderate-income buyer, the biggest wins typically come from combining (where allowed) a...
International interest in California real estate is trending upward again, and the data backs it up: the National Association of REALTORS® reports that international buyers purchased 78,100 U.S. residential properties and spent about $56 billion from April 2024 to March 2025, a 44% year-over-year increase. For global investors, California remains a “capital-preservation + lifestyle + long-term...
Mortgage rates are giving California home buyers a real opening in early 2026. Freddie Mac’s weekly survey shows the average 30-year fixed at 6.06% as of January 15, 2026—the lowest level in more than three years—improving affordability and pulling more buyers back into the market.At the same time, California buyers are seeing renewed momentum in down-payment assistance programs that can reduce the...